SSS Contribution Table 2025: Updated Rates, Monthly Payments & Salary Brackets

The Social Security System (SSS) in the Philippines is made to protect workers and their families. It gives financial help for retirement, sickness, maternity, disability, and even death. This works like a safety net so that members have support during hard times.

The SSS contribution table 2025 uses something called Monthly Salary Credit (MSC). MSC is the standard used to calculate how much a member pays and what benefits they can receive in the future.

Updated SSS Contribution Rate 2025

From January 1, 2025, the contribution rate will be 15% of the MSC. This change is based on the Social Security Act of 2018.

The salary credit range is now from ₱5,000 up to ₱35,000. This update covers different member groups such as employees, employers, self-employed persons, voluntary members, and overseas Filipino workers (OFWs).

Quick Overview of SSS 2025

Department	Social Security System, Philippines
Program Names	SSS Social Security, MySSS Pension Booster, Employee Compensation
Country	Philippines
Salary Bracket	₱5,000 – ₱35,000
Employer Share	10% of MSC + full EC contribution
Contribution Rate	15% of MSC
Overseas Filipino Workers	Minimum MSC ₱8,000, full contribution
Official Website	https://www.sss.gov.ph/

MySSS Pension Booster and EC Program

The MySSS Pension Booster is added for members with higher salary credits. It helps them save more for retirement. This extra program gives better security in the future.

The Employee Compensation (EC) program stays active. It protects workers from accidents and illnesses related to work. Employers pay the full cost of this program. No amount is cut from the employee’s salary.

Contribution Breakdown

• Total contribution = 15% of MSC.
• Private sector workers: Employer pays 10%, employee pays 5%.
• Self-employed, voluntary members, and non-working spouses: Pay full 15%.
• Employers fully pay for the EC program.
• EC contribution: ₱10 for MSC up to ₱14,500, ₱30 for salaries of ₱15,000 and above.

Contribution by Member Type

• Employees: Contribution is shared with the employer.
• Self-employed and freelancers: Pay full 15% of MSC.
• Voluntary members and non-working spouses: Pay based on their declared MSC.
• Overseas Filipino Workers: Minimum MSC is ₱8,000, and they must pay the full contribution.

Employer and Employee Share

Program	Employer Pays	Employee Pays
Social Security	10% of MSC	5% of MSC
MySSS Pension Booster	Shared	Shared
Employee Compensation	₱10 for salaries ≤14,500; ₱30 for salaries ≥15,000	N/A

Salary Range and Contribution

• ₱5,000 – ₱14,500: 15% MSC + ₱10 EC, no pension booster.
• ₱15,000 – ₱20,000: 15% MSC + ₱30 EC, no pension booster.
• ₱20,000 – ₱35,000: 15% MSC + ₱30 EC, pension booster applies above ₱20,000.

Legal Basis and Increase Plan

The Social Security Act of 2018 planned gradual increases in contributions. Rates started at 11% in 2016 and will reach 15% in 2025. This step-by-step rise was made to keep the fund stable.

Experts say these changes will make sure the SSS fund lasts until 2054. This protects future members and keeps the system strong.

SSS 2025: Better Protection for Workers

The 2025 contribution table gives higher protection to Filipino workers. With the 15% contribution and wider salary bracket, members get stronger benefits. The MySSS Pension Booster also helps those earning more than ₱20,000 build extra savings.

Conclusion

The SSS contribution table 2025 is made to give stronger security to Filipino workers and their families. With the higher contribution rate, wider salary bracket, and pension booster, members get more benefits. These changes make sure the SSS remains stable for many years.

Disclaimer: This article is for general information only. It does not replace official government advice. For accurate and updated details, please check the official SSS website or talk to an authorized SSS officer.

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