When we talk about financial security in India, LIC is still the most trusted name. In 2025, LIC has updated its insurance plans to match the needs of Indian families. These plans give life cover, savings, income, and retirement support.
LIC has something for everyone—young professionals, parents, and retirees. Let’s look at the top 5 LIC plans in 2025.
1. LIC New Endowment Plan 2025
This plan is good for people who want both insurance and savings. It gives a lump sum at the end of the policy term if the policyholder survives. If the policyholder dies during the term, the nominee gets the full assured amount.
The plan also comes with bonuses. It helps in long-term wealth creation along with protection for the family.
2.LIC Jeevan Amar Plan 2025
This is a simple and affordable term plan. It gives high life cover at a low premium. There are no maturity or survival benefits.
The plan is best for young people, working parents, and families with dependents. It has flexible premium payment options like single pay, regular pay, or limited pay.
Its main aim is to give financial security to the family if something unexpected happens.
3.LIC New Children’s Money Back Plan 2025
This plan is made for parents who want to secure their child’s future. It provides money at key stages like school, college, or marriage.
The payouts are made at regular intervals. If the child dies during the policy term, the family gets the sum assured plus bonus.
It is a mix of savings and protection for children’s important milestones.
4.LIC Jeevan Umang Plan 2025
This is a lifetime coverage plan. It provides life cover till the age of 100. After the premium payment term ends, the policyholder gets yearly income.
If the policyholder dies, the nominee receives the sum assured and bonus. The plan works as both income and life protection.
It is very useful for retirement planning and family expenses.
5.LIC New Pension Plan 2025
This plan is for retirement planning. It gives a regular annuity or a one-time lump sum after retirement.
The policyholder can choose how they want payouts—monthly, quarterly, half-yearly, or yearly. It ensures steady income in old age.
It is best for people without a pension, like private sector employees or self-employed persons.
Comparison of Top 5 LIC Plans in 2025
| Plan Name | Type | Key Benefit | Best For |
| New Endowment Plan 2025 | Insurance + Savings | Lump sum + bonuses | Long-term savings with life cover |
| Jeevan Amar Plan 2025 | Term Insurance | High cover, low cost | Young professionals, families |
| New Children’s Money Back Plan 2025 | Child Plan | Periodic payouts + cover | Parents securing child’s future |
| Jeevan Umang Plan 2025 | Whole Life Plan | Yearly income + lifetime cover | Retirement planning, steady income |
| New Pension Plan 2025 | Pension Plan | Regular annuity or lump sum | Retirees, self-employed |
Final Thoughts
The top LIC plans in 2025 cover different needs—savings, child’s education, income, and retirement. Whether you are young, a parent, or close to retirement, there is a plan for you.
LIC continues to give simple and trusted solutions that protect families and support long-term financial goals.
Disclaimer: This article is for informational purposes only. Policy terms, features, and benefits are all subject to change. Readers are advised to visit LIC’s official website or consult with a licensed insurance advisor before making any insurance-related financial decisions.