Govt Scheme: For many years, traditional workers in India have been the base of society and economy. Carpenters, potters, goldsmiths, tailors, cobblers, masons, barbers, and other artisans have always served people with their skills. They also kept Indian traditions alive.
But in today’s time, these workers face many problems. They do not have enough money, resources, or recognition. To solve this issue, the Government of India launched the Pradhan Mantri Vishwakarma Yojana (PM Vishwakarma Yojana) on September 17, 2023.
Loan and Benefits
Under this scheme, artisans can get a loan of up to ₹3 lakh at a very low interest rate of only 5%. This loan is without any security.
They also get a modern toolkit worth ₹15,000. During training, they receive ₹500 per day as a stipend. Along with this, they get a PM Vishwakarma certificate and an ID card for proof.
The main aim of this scheme is to provide both respect and work opportunities. The government also wants the skills of artisans to pass on to the next generation. The vision is to make these skills reach from “local to global”.
Who Can Apply
The scheme has some rules for applicants.
- The person must be at least 18 years old.
- The person should work in one of the 18 traditional occupations.
- The person should be self-employed.
- Only one member of a family can apply.
- No one in the family should have a government job.
- The person should not have taken benefits from a similar scheme in the last 5 years.
Documents Required
Applicants need to provide some important documents to apply.
| Document | Purpose |
| Aadhaar Card | Identity proof |
| Voter ID or Ration Card | Address proof |
| Caste Certificate (if any) | Category proof |
| Bank Passbook or Account Statement | Bank details |
| Mobile Number (linked with Aadhaar) | Contact and verification |
| Passport Size Photo | Identification |
How to Apply
People who want to join the scheme must apply online.
- Visit the official website – pmvishwakarma.gov.in
- Click on Login and choose “CSC View E-Shram Data”.
- Log in with CSC ID and password.
- Choose a qualified artisan from the list.
- Select “CSC Register Artisans” and log in again.
- Fill the declaration (no family member in a government job, no scheme benefit in last 5 years).
- Enter Aadhaar number and Aadhaar-linked mobile number. Verify with OTP and biometric.
- Registration will then be completed.
Conclusion
The PM Vishwakarma Yojana is a big step to support traditional artisans in India. It not only gives them financial help but also provides recognition and respect. With this scheme, the government wants to protect old skills and give artisans a chance to grow in modern times.
Disclaimer: This article is only for general information. It explains the details of the PM Vishwakarma Yojana in simple words. Readers should visit the official government website or contact the right office for the latest and full information. The writer is not responsible for any changes made by the government in this scheme.